Public Liability Insurance NZ | Product Liability Insurance

Public Liability Insurance

Despite your best intentions sometimes accidents still happen. Today’s businesses are exposed to an ever growing list of legal liabilities. We can help you with public liability insurance as well as with products liability insurance.

Please contact First Commercial Insurance Brokers if you would like to discuss public or product liability insurance for your business.

Public Liability Insurance FAQs

What is Public Liability Insurance? Public Liability Insurance provides coverage for damages or injuries caused to third parties as a result of business operations.
What does Public Liability Insurance typically cover? Public Liability Insurance typically covers damages or injuries caused to third parties, legal defence costs, and medical expenses.
Do I need Public Liability Insurance if I already have Product Liability Insurance? Yes. Public Liability Insurance provides coverage for a broader range of risks than Product Liability Insurance, which only covers damages or injuries caused by a defective product.
How much does public liability insurance cost? The cost of public liability insurance varies based on factors such as the industry, the location of the business, and the coverage limits required.

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Liability Insurance